CYCLOS 4 PRO PAYMENT SOFTWARE FEATURES
Developed to deliver high security, flexibility, scalability, combined with a solid quality. Please have a look at all the Cyclos features!
Payment methods
Internet banking
Make payments, browse your account history or find products are just some of the many online features.
SMS
Do payments by sending sms keywords or other custom commands. Click here for more.
IVR
Interactive Voice Response: do payments, get account and payment information by calling a number.
Number
Multiple identifiers supported. E.g. pay to: name, email, phone number, account number or qr code.
Mobile app
Rebrand our mobile app to offer your clients a complete internet banking app. Click here for more.
USSD
Cyclos can also be used using USSD commands on any phone. Click here for more.
QR-code
Pay with our app to a printed QR code or generate a QR code on our app to receive payments.
NFC-card
Pay by holding an NFC card to an android device to do quick and secure payments. Click here for more.
Enterprise software
Scalable & reliable
Clusterable solution with high availability, load balancing & caching. Also available as docker image.
Highly configurable
Create a tailor made solution. Manage translations / content / configurations online and add your own features using the Cyclos scripting engine.
Open API
Interface with third party systems using the RESTful Web Services and Open API.
Secure
Strict implementation of security standards and guidelines such as defined by the ISO 27002, PCI and EBA. Security is the basis of the Cyclos architecture.
Banking features
Multiple currencies
Create multiple currencies and create accounts and transaction types for each currency.
Multiple transaction types
Add payment fields and many rules to transactions, such as PINless payment thresholds, min/max transaction amount, allowed on selected channels and much more.
Advanced payments
Pay to unregistered users (email/SMS), requests or schedule payments, payment authorizations, etc.
Account & Transaction fees
Monthly contribution payments, demurrage, interest payments, flat or percentual transaction fees and custom fee calculations (with script extension point if needed).
And much more cyclos features…
E-commerce
Complete e-commerce module: marketplace, webshop & shopping cart, promotional price, stock management and ad alerts.
Loyalty
Run your loyalty system using Cyclos including: e-vouchers, loyalty points, business referrals, cards, etc.
Analytics & Reporting
Live payment wall and user balance monitoring. Reports on: payments, expenditures, income, user logins, percentages of non-trading user, etc.
Geolocation
Business directory on map, find business/products/services nearby, WordPress plugin with business directory.
CRM
Easily create new profile fields for users (14 available data types) and create records with custom fields.
Custom passwords
One Time Password (OTP) by email/SMS, random virtual keyboard, fingerprint (app). Define your own custom password types.
Award winning payment software
As early as 2014 the payment industry awarded Cyclos at the TRANSACT conference for being the most innovative payment software.